Financial

Tracy Shen

Florin Group, LLC

I’ve been in the Financial industry for over 20 years and my passion is helping multi-generational families with proper and effective communication and planning. I have experienced multi-generational planning first hand and can attest to the need for proper planning. My family has 3 generations living together for past 15 years. We have experienced everything from new babies to the need for geriatric care during this time. 

I have developed a foundation of Strategic Alliances that assist in preparing the best possible plan for every family Florin Group works with. We find that most families don’t talk about finances and avoid the conversations until a crisis is happening. This is where Florin Group steps in. As a neutral 3^rd party, we are able to start the conversations and provide objective advice, that allows our clients to make decisions that benefit everyone involved before the need arises.

We provide a service that bridges the gap between the generations.

Albert Wu

Financial Advisor, Edward Jones 

Mary Alice Baird

Reverse Mortgage Funding

As a licensed Loan Officer with Reverse Mortgage Funding LLC (RMF), it gives me great satisfaction to show people how funds from a reverse mortgage loan could help them live more comfortably and with fewer financial constraints. For example:

• Establishing a “rainy day” fund
• Supplementing your income
• Paying off an existing mortgage or other debts to improve cash flow
• Paying monthly bills
• Making home improvements or modifications
• Paying for healthcare
• Covering the cost of in-home care, whether medical or non-medical
• Making a major purchase such as a new vehicle
• Buying a home

Lisa McFarren Polgar

Starling Benefits

Lisa McFarren-Polgar has served the senior community for 16 years as a specialist in Medicare Supplemental and Long Term Care Insurance. As an agent, she has helped those who are transitioning into Medicare or those who are already accessing their Medicare benefits, better understand their coverage.

Her services include identifying insurance options for:

• Medicare Supplements
• Medicare Advantage
• Part D Prescription Drug Plans
• Long Term Care Insurance
• Dental, Vision and Hearing

Representing many insurance companies in Virginia, Lisa’s primary goal is to educate Medicare beneficiaries on the importance of comparing plans from several carriers to receive the most competitive rates and plans.  Call us today at 877-230-7499 to help you evaluate your current coverage and identify ways to make your future more secure.

Deborah L Lewis

New York Life

I have been a licensed agent of New York Life Insurance Company for over 20 years helping people assess their insurance planning needs (life, disability and long term care).  I also offer income annuities which provide a guaranteed income stream in retirement.

Please contact our office at 703-352-8983 if you would like more information about the products and services we offer.

Valerie Mawdsley

Smart Money Management-VA

Smart Money Management-VA provides assistance to senior individuals with the challenges they face managing their personal daily finances to stay independent.  As a seasoned financial services professional, Valerie has an innate talent and strength for organization and financial management.  She advises individuals and families on their financial issues, creating and managing budgets and remaining fiscally responsible.

Valerie is a member of the American Association of Daily Money Managers (AADMM) and a Certified Senior Advisor (CSA).  Visit her website at www.smartmoneymgt-va.com to learn more about her services and read testimonials from clients.

Smart Money Management can provide the following services:

• Organize and action your mountain of mail
• Review bills and confirm accuracy of charges
• Conduct basic bill pay and check deposit
• Prepare checks for signature or prepare for online payments
• Monitor investment accounts for accuracy
• Negotiate with third parties concerning bills, insurance claims and other household issues
• Monitor credit card activity to avoid fraud
• Inventory and photograph personal valuables
• Work with your CPA, attorney or other financial advisors to ensure that your records are ready for tax preparation
• Provide resources for information on Social Security, Medicare, Medicaid, Long Term Care Insurance, and reliable elder-service professionals
• Other custom services as required and agreed upon

Kay H. Bransford              

MemoryBanc

Daily Money Manager

Kay H. Bransford is a Daily Money Manager and the best-selling author of MemoryBanc: Your Workbook for Organizing Life. She has appeared on The Dr. Oz Show and Huffington Post, in addition to many television and radio programs to educate families, caregivers, and retirees on why getting organized is important to the well-being of every adult. The MemoryBanc process helps maintain family harmony, preserve privacy, and streamline the management and settlement of affairs in the event of incapacity or death. The company Kay founded, MemoryBanc, received an “Older-Adult Focused Innovation” award from AARP Foundation and has helped thousands of families since its launch in 2013.

Steve Gouterman

Paradigm Experts

Personal Property Strategies to Assist You With Sell/Hold Decisions

Paradigm Experts provides evaluations, appraisals and strategies that enable clients to make informed decisions about their personal property of all types, from one-of-a-kind pieces to massive collections.

Our Goal:

• Educate you on what you have
• Inform you of what it’s worth
• Provide strategies of what to do with it

What makes Paradigm Experts unique is providing an in-home, one-stop shop solution for all your personal property. Our global network of buyers ensures you will get the maximum value for items you wish to sell.

Items we specialize in:

• Sports Memorabilia
• Vintage Toys
• China and Porcelain
• Heirlooms
• Collectibles
• Jewelry
• Gold and Silver Pieces
• Diamonds and Gemstones
• Fine Art
• Coins and Currency
• Timepieces